It’s everyone’s favorite time of year, full of parties, gifts, LOTS of food and, of course time spent with family and friends. As you prepare to host your loved ones this year, don’t panic! We’ve got a secret weapon. Here to help you transform any size space on a budget is Design Consultant Lorraine Carter with Summit Construction. Lorraine can make any room look like it’s straight from your Pinterest board dreams. [...]
Whether you’re putting your house up for sale or just looking to give your home a fresh look, it can be difficult to know where to start! As a seller, staging can help your home to stand out among the competition. To help you get started, we met with Design Consultant Lorraine Carter, who gave us some insider tricks of the trade she uses for staging. In her role, Lorraine helps to [...]
If you’re a veteran, active duty or reserve military member in the United States, you’re probably aware that you’re entitled to a number of benefits. But are you aware of all of the advantages of a VA Loan? It’s a loan program unlike any other and is one of the few loan programs that allow you to purchase or refinance a home with no money down. A Veterans Affair (VA) Loan is [...]
Did you know going green can actually save you money? There are simple steps you can take to help you save, all while protecting the Earth.
Serious homebuyers should consider starting the homebuyer process in the office of a loan officer rather than a real estate agent. Potential home buyers benefit in a variety of ways by obtaining a letter of pre-approval before finding a home, including a feeling of confidence when you’re ready to bid on your dream home.
Don’t have the time and money for major renovations? Try some of these mini but mighty home improvement projects. They might not cost a lot, but they’ll make a major difference in the look and feel of your house!
What does it mean to #SpreadTheLove? It means sacrificing your time to do something that will benefit those in your community who need it the most. It means getting together with friends, family, and coworkers to do something that makes others feel good.
Buying your first home can be an overwhelming process. These eight tips from our mortgage professionals will help take the stress out of home buying and make it an enjoyable experience.
It’s not mandatory to hire a home inspector before purchasing a home, but neglecting to do so could blindside you to issues in the house that are undetectable to the untrained eye. When you’re touring a home, you’re most likely going to notice that the walls need a fresh coat of paint and that the appliances could use an update. But you might not realize that there’s an issue with the electrical wiring throughout the house—one that could start a dangerous fire if left unfixed.
Nowhere to watch the big game? Need a space where you can relax and chill out after a long day at work? It might be time to think about creating your very own “man cave.”
Having people over for the Big Game this Sunday? No matter who you’re rooting for, you’ll be sure to win your guests over with these delicious, football inspired treats!
Calling all Richmond Area real estate agents! Lacking the motivation you need to take your sales to the next level? Join us on Thursday, February 9th for Light the Fire at the Salisbury Country Club for a motivational night with professional speaker Denise Ryan. At the event, Denise Ryan will share 6 critical steps to keep yourself motivated and fired up! It doesn’t matter what life throws your way—these six steps will keep you driven to make that million dollar sale.
Before you list your house on the market, it is important to prepare your home to be viewed by potential buyers. Thankfully for you, this doesn’t mean renovating your kitchen and adding a pool. Just a few minor fixes can go a long way in wooing potential buyers. Getting your house in tip-top shape will ensure that it sells quickly and for the best price possible.
There’s no doubt about it—moving isn’t a fun process. It requires you to box up your life, only to unpack it in a new location. For those of us who are more unorganized than others, it can require days sorting through forgotten belongings.
Saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. If you’re aiming to save for a down payment, try using these 9 tricks.
Everyone has a room in their house that’s a little too small for their liking. It’s easy for a tiny room to feel cramped, cluttered, and unorganized. But a small space doesn’t mean you have to feel like the walls are caving in on you. Here are some tips on how to make your small space feel bigger, brighter and more functional.
We’re thrilled to debut our new, mobile-friendly blog! The TowneTalk blog is your new go-to source for mortgage and real estate industry news. At TowneBank Mortgage, we strive to educate our borrowers, and empower them to make smart financial decisions. Our blog is dedicated to that goal, and aims to inform readers by providing helpful mortgage advice, tips and best practices on home buying and homeownership.
Are you thinking about buying a home? Check out your ultimate guide to mortgage terms to help you decipher through the jargon.
Are you looking to buy or invest in a home in 2016? Check out our New Year’s Resolutions to help get you to the closing table this year.
It’s that time again. Trees are bare, and temperatures are dropping below freezing. In the new year, many of us are setting resolutions to save more money. Here are a few low-investment ideas to help keep your house warm, and save you money on your monthly heating bill. 1. Bundle up. If you’re serious about saving money, this should be the first step. Instead of cranking up the heat, put on a winter [...]
A Veterans Affair (VA) loan is a home loan partially guaranteed by the U.S. Department of Veterans Affairs, and was designed to help finance homes for eligible members of the military, veterans and some surviving spouses. A VA loan is a great option for military members who qualify, because these mortgages do not always require a down payment and are often easier to qualify for than conventional loans.
Choosing a listing price is one of the first steps in selling your home. Some up-front research and careful deliberation will help you expedite the selling process while still getting your money’s worth.